Eh. I'm projecting a 70 mil finish for myself this set, or thereabouts, off a 5 minute a day all x techer. If that's not evidence that there is something wrong with the game, I don't know what is.
I mean, I am literally someone who has never been a good netgainer, playing halfassedly, on an all x strat, from memory, 1 set back from being retired for several years, and finishing significantly (about 30 mil at a guess) higher than I have EVER finished before. It should not be that easy. period.